How Seasonal and Part-Time Workers Can Navigate Workers’ Compensation Claims

At some point in the year, it is common for business organizations to require an extra workforce to cope with the demands of the business. This is known as seasonal work and is, in most cases, to the advantage of both the business and the employee. Employers cut expenses, and employees can work overtime, especially during vacation, holiday, or after-school terms. However, like every working position, seasonal labor has dangers, and the workers can get injured. Some people searching for seasonal jobs may ask the workers’ Comp,”can I get workers’ comp if I get injured?” you can find answers on this website.

Workers’ Comp for Seasonal Workers

Yes, seasonal workers are eligible for Workers’workers’ compensation benefits in case of an injury. It should be noted that, like FT and PT workers, so are the seasonal ones. On the contrary, they are most likely to be at a higher risk of sustaining an injury than their permanent counterparts. This is because most seasonal workers are less skilled or trained, work more hours, or may have another source of income, exposing them to fatigue. Seasonal work also occurs in companies and sub-sectors with more risk factors than other areas; some jobs are construction, agriculture, and fishing, which require hard manual work where incidents are most possible.

See also: Find Quality Cello Rentals by Hadley Palmer in Dover, Delaware

What is Workers’ Compensation?

Workers’ Compensation, also known as workers’ compensation insurance, is a plan that assists employees who suffer injury or illness due to their work. This program requisites employers in Wisconsin to provide health insurance for their employees. Workers’ Compensation pays for the worker who has been injured at work, whether through medical bills or lost wages. This assists the workers who have been injured to gain the support they need within a shorter period without going to court.

Who is Eligible for Workers’ Comp?

Workers’ Compensation applies to all employees, whether they work full-time, part-time, or are seasonal employees. However, this plan does not usually include independent contractors; those who are self-employed can only be covered with some conditions to be fulfilled.

Types of Workers’ Comp Benefits

Workers’ Comp offers different types of benefits to support injured workers. These include:

1. Medical Care- costs that emanate from medical treatment of the injury.
2. Temporary Total Disability- compensates a part of the wages lost because of the injury, and you cannot work temporarily.
3. Permanent Total Disability Benefits- for injuries that are permanent.
4. Vocational Rehabilitation- helps workers learn new skills or find a new job if they can’t return to their old one.

Preventing Workplace Injuries

Employers can take steps to keep workers safe. Key steps include:

1. Safety Training – All workers should be trained in safety rules and know the risks on the job.
2. Clear Safety Protocols – Setting rules for handling equipment and emergency procedures can prevent accidents.
3. Regular Safety Audits – Employers should regularly check for safety risks and fix any problems immediately.

Staying Compliant with Workers’ Comp

Employers must follow certain rules to stay compliant with Workers’ Comp. Here’s what they should do:

1. Review Employee Status Regularly—Ensure that all employees, including part-time and seasonal workers, are covered under Workers’ Comp.
2. Keep Accurate Payroll Records – Having clear payroll records helps with Workers’ Comp audits.
3. Coordinate with Staffing Agencies—If using a staffing agency, confirm that they provide Workers’ Compensation for temporary workers.
4. Consult with Insurance Experts – An insurance expert can answer questions about coverage and requirements.

Conclusion

Managing workers’ Compensation can be tricky, especially for part-time and seasonal employees. However, by understanding the rules and including all eligible workers, employers can avoid fines, keep their businesses safe, and protect their teams.

Contact an insurance professional if you have questions or need help with Workers’ Comp. A professional can ensure your coverage is right so you can focus on running your business without hassle.

References:

1. https://www.petrilloandgoldberg.com/frequently-asked-questions/are-part-time-or-seasonal-workers-covered-by-workers-compensation/ 
2. https://www.huffinsurance.com/blog/workers-comp-for-part-time-or-seasonal-employees/ 
3. https://www.robinsonandkole.com/are-seasonal-employees-eligible-for-workers-comp/ 
4. https://www.vision-hr.com/news/workers-compensation-2/